Canada — FINTRAC only. LCTR, STR, LVCTR, EFTR, CDR.
Canada · FINTRAC
LCTR
Source: official materials. Each item links to the transcribed pack rule.
Filing clock (scanner / pack): 15 calendar days after the transaction. SCAN-LCTR-THRESHOLD. This app does not file and is not the regulator’s clock.
Required fields that often reject
- Activity sector 120000
- Reporting entity number 120010
- Reporting entity report reference 120030
- Contact identifier 120070
- Aggregation type 120040
Common reject reasons
- Activity sector empty (329) 120000 · Decode this code
- Report reference empty (329) 120030 · Decode this code
- 24-hour period end is not 24 hours from start (301) 120063 · Decode this code
- Ministerial directive with more than one transaction (302) 120082 · Decode this code
Canada · FINTRAC
EFTR
Source: official materials. Each item links to the transcribed pack rule.
Filing clock (scanner / pack): 5 working days after the transfer. Skips Sat/Sun and nationwide Interpretation Act holidays. Provincial and Boxing Day skips are our reading of s. 35(1)(a), not FINTRAC's list. Civic/municipal holidays not applied. SCAN-EFTR-THRESHOLD. This app does not file and is not the regulator’s clock.
Required fields that often reject
- Activity sector 140000
- Reporting entity number 140010
- Reporting entity report reference 140030
- EFT direction 140080
Common reject reasons
- Activity sector empty (329) 140000 · Decode this code
- EFT direction empty (329) 140080 · Decode this code
Canada · FINTRAC
STR
Source: official materials. Each item links to the transcribed pack rule.
Required fields that often reject
- Activity sector 130010
- Reporting entity number 130020
- Reporting entity report reference number 130040
- Contact identifier 130050
- Description of suspicious activity 130100
- Description of action taken 130180
Common reject reasons
- Activity sector empty (329) 130010 · Decode this code
- Suspicion description empty when Ministerial directive is blank (330) 130100 · Decode this code
- Action-taken description empty when Ministerial directive is blank (330) 130180
Canada · FINTRAC
LVCTR
Source: official materials. Each item links to the transcribed pack rule.
LVCTR has no filing countdown. The scanner does not attach an LVCTR deadline, so this checklist does not start one.
Required fields that often reject
- Activity sector 50045
- Reporting entity number 50000
- Reporting entity report reference 50005
- Aggregation type 50020
Common reject reasons
Canada · FINTRAC
CDR
Source: official materials. Each item links to the transcribed pack rule.
Filing clock (scanner / pack): 15 calendar days after the day of the disbursement. Filing-guidance — not an API reject. The transaction scanner does not start a CDR clock. cdr-clock. This app does not file and is not the regulator’s clock.
Required fields that often reject
- Reporting entity number 150000
- Reporting entity report reference 150020
- Aggregation type 150030
- Date/time of disbursement 151020
Common reject reasons
Reference only — not legal or regulatory advice. Production filings must still pass the regulator.